CipherPayCipherPayDOCS

Documentation

Accept shielded Zcash payments. Non-custodial. Set up in minutes.

Getting Started
Guides
Reference
AI & Agents
Overview
What is CipherPay?

CipherPay is a payment gateway for Zcash (ZEC) — the privacy-focused cryptocurrency. It lets any website, app, or physical store accept ZEC payments the same way they would use Stripe or PayPal, except there is no intermediary holding your money.

When a customer pays, the ZEC goes directly to your wallet. CipherPay never touches your funds. It watches for incoming payments using your viewing key (a read-only key that can see payments but cannot spend them), and notifies your server when a payment arrives.

All payments are shielded — meaning the amount, sender, and recipient are encrypted on-chain. Nobody can see who paid whom or how much, except you and your customer.

How it works

The payment flow is the same whether you use the API, WooCommerce, or product links. Here is what happens behind the scenes:

1
You create an invoice
Via API, dashboard, or plugin
2
Buyer scans & pays
Hosted checkout with QR code
3
CipherPay detects it
Mempool + block scanning
4
You get notified
Webhook + dashboard update

Step 1: When a customer is ready to pay, you (or your plugin) call the CipherPay API with the price. CipherPay converts it to ZEC at the current exchange rate, generates a unique payment address, and returns a checkout URL.

Step 2: The customer is redirected to a hosted checkout page. They see a QR code and a payment address. They scan it with their Zcash wallet (like Zashi or YWallet), and the transaction is sent.

Step 3: CipherPay continuously monitors the Zcash network. When the transaction appears in the mempool (usually within 5-10 seconds), the checkout page updates to "Payment detected." When it gets confirmed in a block (~75 seconds), the status changes to "Confirmed."

Step 4: CipherPay sends a webhook (an HTTP POST request) to your server, telling you the payment is confirmed. You use this to fulfill the order — update the order status, send a confirmation, ship the product, etc.

Choose your integration

Pick the path that matches your setup. Each guide walks you through end-to-end, from account creation to your first real payment.

USE CASEBEST FORTIME
WooCommerce storeWordPress merchants — install a plugin, no code~10 min
Custom website or appDevelopers integrating via REST API~30 min
Product pages (no-code)Sell a few items — create a product, share a link~5 min
In-person POSEvents, pop-ups, physical stores — phone or tablet~5 min
NOTE
Want to see a live store built on CipherPay? Check out 0x00.store — a fully functional shop with checkout, webhooks, and order management.
Before you start

You need three things before you can accept payments. The setup takes about 5 minutes.

1. A Zcash wallet
Download Zashi (mobile) or YWallet (desktop & mobile). This is where your payments will arrive. You control the private keys — CipherPay never has access to them.
2. Your Unified Full Viewing Key (UFVK)
This is a read-only key that lets CipherPay see incoming payments to your wallet, without being able to spend them. You can find it in your wallet's settings or advanced options. It starts with uview (mainnet) or uviewtest (testnet).
3. Your payment address
A Unified Address (starts with u1...) from your wallet. This is what customers pay to. CipherPay derives unique sub-addresses from your UFVK for each invoice, so every payment gets its own address.
TIP
Not sure what a UFVK is? Think of it like a bank giving read-only access to your statement. Someone with your UFVK can see incoming payments, but they cannot move your money. It's safe to share with CipherPay.